Hydrological applications such as storm-water management or flood design usually deal with and are driven by region-specific reference rainfall regulations or guidelines based on Intensity-Duration-Frequency (IDF) curves. IDF curves are usually obtained via frequency analysis of rainfall data using which the exceedance probability of rain intensity for different durations are determined. It is also rather common for reference rainfall to be expressed in terms of precipitation P, accumulated in a duration D (related to rainfall intensity ), with a return period T (inverse of exceedance probability). Meteorological modules of hydro-meteorological models used for the aforementioned applications therefore need to be capable of simulating such reference rainfall scenarios. The multifractal cascade framework, since it incorporates physically realistic properties of rainfall processes (non-homogeneity or intermittency, scale invariance and extremal statistics) seems to suit this purpose. Here we propose a discrete-in-scale universal multifractal (UM) cascade based approach. Daily, Hourly and six-minute rainfall time series datasets (with lengths ranging from 100 to 15 years) over three regions (Paris, Nantes, and Aix-en-Provence) in France that are characterized by different climates are analyzed to identify scaling regimes and estimate corresponding UM parameters (α, C1) required by the UM cascade model. Suitable renormalization constants that correspond to the P, D, T values of reference rainfall are used to simulate an ensemble of reference rainfall scenarios, and the simulations are finally compared with datasets. Although only purely temporal simulations are considered here, this approach could possibly be generalized to higher spatial dimensions as well.